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CPF Contribution Calculator
Employee and employer CPF contributions by age band, plus your take-home pay.
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Age band55 and below
Employee contribution (20.0%)$1,000
Employer contribution (17.0%)$850
Total into CPF$1,850
Take-home pay$4,000
Rate table (SC / SPR year 3+)
| Age band | Employee | Employer | Total |
|---|---|---|---|
| 55 and below | 20.0% | 17.0% | 37.0% |
| Above 55 to 60 | 17.0% | 15.5% | 32.5% |
| Above 60 to 65 | 11.5% | 12.0% | 23.5% |
| Above 65 to 70 | 7.5% | 9.0% | 16.5% |
| Above 70 | 5.0% | 7.5% | 12.5% |
Rates shown are for Singapore Citizens and 3rd-year-onwards SPRs, Ordinary Wages, private sector. Senior-worker rates are stepped up periodically at Budget announcements — verify with cpf.gov.sg before using for payroll.